This a much higher APR than a standard personal loan, even though the loan is backed by collateral. Best time to call? To prevent usury unreasonable and excessive rates of interestsome jurisdictions limit the annual percentage rate APR that any lender, including payday lenders, can charge. Retrieved 14 June The Pew Charitable Trusts. Payday loans are rarely for more than a few hundred dollars and often have terms that are less than a month long.
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Good product except the product isn't the best. I've tried a few different brands and this isn't the worst but it's not the best. Personally I would recommend another brand.